Florida Blue: Coverage In Georgia While Traveling?

Florida Blue is a health insurance company that offers coverage to its members even when they are travelling outside of Florida. This is made possible through the BlueCard® Program, which is available in all 50 states and is accepted by over 90% of doctors and specialists. When travelling within the United States, Florida Blue members can locate the nearest BlueCard® network provider by visiting the Blue National Doctor & Hospital Provider Finder online or by calling BlueCard Access. This ensures that members can access in-network benefits and are protected from balance billing when receiving covered services from a BlueCard® participating provider.

Florida Blue coverage while travelling in Georgia

If you are a Florida Blue member and are planning to travel out of state to Georgia, you may be wondering if your health coverage will still apply. Florida Blue has you covered when you're on the move, and you won't need to worry about being unprotected while on vacation.

When travelling outside of Florida, including in Georgia, you can access care under the BlueCard® Program. This program ensures you receive in-network benefits and protects you from balance billing. You can find a BlueCard® participating provider by visiting the Florida Blue website and selecting the BlueCard® Doctor and Hospital Finder, or by calling 1-800-810-BLUE.

The BlueCard® Program connects all 36 individual Blue Cross Blue Shield companies, so you can access the savings that the local Blue Cross Blue Shield plan has negotiated with its doctors and hospitals. This means that if you need medical care while in Georgia, you will be charged the rate that Blue Cross Blue Shield of Georgia has negotiated with the provider, rather than higher fees that non-insured patients may encounter.

It is always a good idea to check with Florida Blue before travelling to understand what your benefits cover while away from home. You should also remember to carry your current BCBS ID Card with you when travelling. If you need to locate a doctor or hospital, or require medical assistance services, hotlines are available 24/7. You can reach the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583) or call collect at 1-804-673-1177.

So, if you're travelling to Georgia, you can rest easy knowing that your Florida Blue coverage travels with you and that you have access to quality healthcare through the BlueCard® Program.

Finding a BlueCard provider in Georgia

If you are a Florida Blue member and are travelling to Georgia, you can use the BlueCard® Program to find a doctor or hospital in Georgia that accepts your insurance. The BlueCard® Program is a national network of Blue Cross and Blue Shield doctors and hospitals that you can access across the country.

To find a BlueCard provider in Georgia, you can:

• Visit the Florida Blue website and log in to your member account. Once logged in, click on "Find a Doctor" and then select the "BlueCard® Doctor and Hospital Finder". This will allow you to search for providers in Georgia that accept Florida Blue insurance.
• Call 1-800-810-BLUE (2583) to access information about BlueCard PPO providers in Georgia. You can also call this number to get directions to the provider's location.
• Use the National Doctor and Hospital Finder tool to access information about network providers, including directions to their locations.
• Present your Florida Blue ID card to any participating doctor or hospital in Georgia. Your ID card will have a toll-free number that you can call to help you reach a BlueCard provider.

It is important to note that when using BlueCard PPO doctors and hospitals, you will receive the highest level of benefits and minimize your out-of-pocket costs. Additionally, members do not need to select a Primary Care Physician (PCP) or get referrals to access specialty care.

Georgia's BlueCard network provider locations

If you are a Florida Blue member and are travelling in Georgia, you can use the BlueCard® Program to find in-network providers. This means that you will be covered and protected from balance billing when receiving covered services from a BlueCard® participating provider.

To find a BlueCard® provider in Georgia, you can use the following methods:

• Visit the Florida Blue website and go to the "Find a Doctor and More" page. From there, select the BlueCard® Doctor and Hospital Finder.
• Call 1-800-810-BLUE (2583) to access BlueCard® PPO providers.
• Use the link http://provider.bcbs.com to locate the BlueCard® network provider closest to you.

The BlueCard® PPO program provides access to a seamless network of more than 600,000 network doctors and 6,000 network hospitals in 48 states. This means that Florida Blue members can use network providers in Georgia just as they would in their home state.

By using participating doctors, hospitals, and other healthcare professionals in the BlueCard® PPO program, you will receive the highest level of benefits and minimise your out-of-pocket costs. Additionally, all the paperwork will be handled by the BlueCard® PPO providers, making the process hassle-free.

Florida Blue's HMO network

If you are a Florida Blue member and are travelling or otherwise located outside of the state of Florida, you are covered under the BlueCard® Program. This means you will receive in-network benefits and will be protected from balance billing when receiving covered services from a BlueCard® participating provider.

Florida Blue's Health Maintenance Organization plans, or HMO plans, offer a wide range of healthcare services through a specific, local network of participating healthcare providers, hospitals, and facilities. HMO plans typically have lower deductibles than PPO plans. Florida Blue's HMO plans offer over 7,000 in-network primary care providers (PCPs) and over 9,000 pharmacy locations to choose from.

Your PCP is your main point of contact for your healthcare needs and will provide you with referrals if you need to see an in-network specialist. You can select a new PCP at any time.

When outside of Florida but within the United States, you can obtain care through the BlueCard® network. You can locate the nearest BlueCard® network provider by visiting the Florida Blue website and clicking on "Find a Doctor and More", then selecting the BlueCard® Doctor and Hospital Finder, or by calling 1-800-810-BLUE.

If you are outside of Brevard, Seminole, Flagler, Volusia, and Saint Johns Counties but within the state of Florida and need emergency or urgently needed care, you can access the providers participating in Florida Blue's HMO network. You can obtain a list of available providers by visiting the Florida Blue website and clicking on the appropriate region of the state.

International travel with Florida Blue

If you're travelling outside of Florida but within the United States, you can obtain care through the BlueCard® Program. Under this program, you will receive in-network benefits and protection from balance billing when receiving covered services from a BlueCard® participating provider.

However, if your travel plans take you abroad, you can ensure you have access to quality care through GeoBlue. GeoBlue is part of the Blue Cross Blue Shield® family, but you don't need to be a Florida Blue member to enrol in a GeoBlue health plan. GeoBlue provides medical coverage when you travel outside of the United States, giving you and your family peace of mind. GeoBlue will help you navigate unfamiliar healthcare systems around the world to ensure you get the care you need. GeoBlue offers a variety of plans, including single trips abroad, frequent travellers, and long-term plans for those who intend to be outside their home country for extended periods.

Although many Blue Cross Blue Shield plans cover international care in emergency situations, GeoBlue plans offer a more comprehensive set of benefits and access to services like emergency medical evacuation, which might not be covered by your regular plan.

• Verify your international benefits with your Blue Plan before leaving the United States, or purchase a GeoBlue plan.
• Always carry your Blue ID card.
• If you need to locate a doctor or hospital, or require medical assistance services, hotlines are available 24/7. You can reach the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583) or call collect at 1-804-673-1177. If you’re a GeoBlue member, call collect at 1-610-254-8771, or 1-800-257-4823 from inside the U.S.

Frequently asked questions