Chase Travel: Notify Bank Before Trip

If you're planning a trip and wondering whether you need to notify your bank, it's worth knowing that many banks, including Chase, no longer require travel notices from their customers. However, it's still a good idea to inform your bank about your travel plans to avoid the inconvenience of your card being blocked due to suspected fraud.

Chase no longer requires travel notifications

If you are planning to travel, it is still important to prepare. Set up fraud alerts on your phone by logging into your Chase account, going to "Profile & Settings", clicking on "Alerts", and then "Alerts Delivery". From there, click "Add" and then "Mobile" and fill out the form with your mobile number. This way, if Chase blocks any travel purchases that seem suspicious, you will get an alert and can approve them.

It is also recommended to save your Chase cards in a payment app, such as Google Pay or Apple Pay. This ensures that if you lose your physical credit card, the card information will automatically update as soon as a replacement card is sent out. Additionally, always carry a backup credit or debit card, or extra cash, in case of emergencies.

When travelling internationally, be sure to use a Chase card with no foreign transaction fees to avoid extra charges.

You can notify Chase of your travel plans by phone, online, or through the Chase Mobile app

If you're planning a trip, it's a good idea to notify your bank in advance. This will ensure that your charges aren't flagged as suspicious or fraudulent and declined when you're abroad. While Chase no longer requires cardholders to set up travel notifications, it's still a good idea to do so.

• Log in to your Chase account.
• Click on "Profile & Settings."
• Select "Travel" and then "Update."
• Enter your destinations and travel dates.
• Confirm your contact phone number.
• Submit your travel notice.

If you forget to set a travel notification and your account gets blocked, you can call the number on the back of your card to have Chase customer service unblock your credit card.

Chase travel cards include airline and hotel credit cards

While it is no longer necessary to notify Chase of your travel plans, it is still important to have the right credit card for your trip. Chase offers a range of travel credit cards that can be used all around the world, with some better suited to travel than others.

Chase Sapphire Cards

The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are Chase's premier travel cards. The Preferred card is the more affordable option with a $95 annual fee, while the Reserve card offers more travel perks for a $550 annual fee. Both cards offer:

• Chase Ultimate Rewards points that can be redeemed for travel expenses
• Bonus rewards on travel and dining purchases
• No foreign transaction fees
• Rental car insurance
• Baggage delay reimbursement
• Trip delay reimbursement
• Trip cancellation/trip interruption insurance

Airline and Hotel Credit Cards

Chase also offers co-branded airline and hotel credit cards that are affiliated with specific brands. These cards allow you to earn rewards and enjoy benefits with a particular airline or hotel chain. For example, the United Club℠ Infinite Card offers United Club membership and free checked bags, while the Marriott Bonvoy Boundless® Credit Card provides free nights and bonus points for stays at Marriott hotels.

General Travel Cards

If you don't have a preferred airline or hotel brand, a general travel credit card might be a better option. These cards offer flexibility when earning and redeeming points and can be used with different loyalty programs. Examples of general travel cards offered by Chase include the:

• Chase Sapphire Preferred® Card
• Chase Sapphire Reserve® Card
• UnitedSM Explorer Card
• World of Hyatt Credit Card
• British Airways Visa Signature® Card

Fraud alerts can be set up on your phone

Although Chase no longer requires you to notify them of your travel plans, it is still a good idea to set up fraud alerts on your phone. This way, if Chase blocks any travel purchases that seem suspicious, you will get an alert and can approve them.

• Log in to your Chase account.
• Go to "Profile & Settings". You can find this link on the main menu or by clicking the profile icon.
• Click "Alerts," and then "Alerts Delivery".
• Click "Add," and then "Mobile".
• Fill out the form with your mobile number.

Additionally, you can receive fraud alerts by email, depending on your account settings. Fraud alerts are sent automatically whenever Chase detects suspicious activity on your account. You can also choose to receive alerts for other account activities, such as when a payment is due or if there has been a high transaction.

Chase cards can be added to a digital wallet

While it is no longer necessary to notify Chase of your travel plans, it is still a good idea to set up fraud alerts on your phone. This can be done by logging into your Chase account, going to "Profile & settings", clicking on "Alerts", and then "Alerts delivery". You can then add your mobile number to receive fraud alerts by phone.

Frequently asked questions