Td Visa Travel Points: My Balance?

TD offers a range of travel credit cards that allow you to earn and redeem TD Visa travel points for various purchases and rewards. The number of points you can earn depends on the type of TD Visa card you have and the purchases you make. For example, with the TD First Class Travel Visa Infinite Card, you can earn up to 75,000 TD Rewards Points and a rebate on the annual fee for the first year. This includes 20,000 TD Rewards Points for the first purchase, 55,000 TD Rewards Points if you spend $5,000 within 180 days of opening, and a birthday bonus of up to 10,000 TD Rewards Points. On the other hand, the TD Platinum Travel Visa Card offers a welcome bonus of 15,000 TD Rewards Points for your first purchase and 35,000 TD Rewards Points if you spend $1,000 within 90 days of opening. Both cards allow you to earn points on purchases such as travel bookings, groceries, dining, and bill payments. You can redeem your TD Visa travel points for flights, hotels, car rentals, gift cards, cash credits, and more.

How to earn TD Rewards Points

TD Rewards Points can be earned through daily spending on eligible purchases made with a TD Rewards Credit Card. The number of points earned per dollar spent depends on the type of purchase and the type of credit card used. Here are some ways to earn TD Rewards Points:

TD First Class Travel Visa Infinite Card

• Earn 8 TD Rewards Points for every dollar spent on eligible travel booked through Expedia For TD
• Earn 6 TD Rewards Points for every dollar spent on eligible groceries and restaurant purchases
• Earn 4 TD Rewards Points for every dollar spent on eligible recurring bill payments set up on your account
• Earn 2 TD Rewards Points for every dollar spent on all other eligible purchases

TD Platinum Travel Visa Card

• Earn 6 TD Rewards Points for every dollar spent on eligible Expedia For TD purchases
• Earn 4.5 TD Rewards Points for every dollar spent on eligible groceries and dining
• Earn 3 TD Rewards Points for every dollar spent on eligible recurring bill payments set up on your account
• Earn 1.5 TD Rewards Points for every dollar spent on all other eligible purchases

TD Rewards Visa Card

• Earn 4 TD Rewards Points for every dollar spent on eligible Expedia For TD purchases
• Earn 3 TD Rewards Points for every dollar spent on eligible groceries and dining purchases
• Earn 2 TD Rewards Points for every dollar spent on eligible recurring bill payments set up on your account
• Earn 1 TD Rewards Point for every dollar spent on all other eligible purchases

Additionally, cardholders can earn 50% more TD Rewards Points at Starbucks when they link their card with their Starbucks Rewards account.

How to redeem TD Rewards Points for travel

TD Rewards Points can be redeemed in several ways for travel. The first option is to use the Expedia For TD service, which is a version of Expedia that is branded for TD customers. This means that anything that can be booked with Expedia, including flights, hotels, vacation packages, car rentals, and more, can be booked through Expedia For TD using your TD Rewards Points. Points can be redeemed at a rate of 200 points per $1 (0.5 cents per point), with a minimum redemption of 200 TD Rewards Points. To use this option, log in to your TD Rewards account and click the "Go to ExpediaForTD.com now" button. From there, you can select your booking and enter the relevant details. On the final booking page, you will have the option to apply your TD Rewards Points towards the booking.

The second option is to use the "Book Any Way" travel redemption option, which allows you to apply your TD Rewards Points towards an external travel expense made on your TD Rewards Credit Card. This includes transportation, accommodation, and activity expenses. Transportation expenses include air travel, airport transportation, scooter and car rentals, cruises, vacation ferries, and public transportation. Accommodation expenses include hotel stays, vacation condominium rentals, campsites, motorhome and RV rentals, and resort and spa vacations. Activity expenses include theme park tickets, watercraft rentals, local tours or excursions, ski rentals, restaurant bills, theatre tickets, gasoline, and travel medical insurance. To use this option, log in to your TD Rewards account and submit a request to redeem within 90 days of the original transaction date. Fill out the relevant information, including the transaction date, transaction description, and amount.

With both options, you can choose to use all, some, or none of your points. Additionally, TD Rewards Points never expire as long as your account is open and in good standing.

How to redeem TD Rewards Points for cash

TD Rewards Points can be redeemed for cash in the form of a statement credit. This can be done via the TD app or website. The rate of redemption is 0.25 cents per point, with a minimum redemption of 10,000 TD Rewards Points for a $25 credit.

Via the TD app:

• Go to 'My TD Rewards'.
• Select 'Rewards' from the Navigation bar to view your TD points balance.
• Go to the 'Pay with Rewards' page.
• If you have multiple eligible credit cards, select the one you want to pay with.
• Enter the dollar amount you want to redeem in the 'Amount to Redeem' field, or select the 'Minimum' or 'Maximum' amount buttons.
• Review your information and confirm the redemption.

Via the TD website:

• Log in at TDrewards.com.
• Click on 'Redeem', then 'Redeem for Cash'.
• Enter the amount of points you want to redeem, then submit.

It is important to note that the redemption rate for cash is lower than for other options, such as travel bookings or gift cards. Therefore, it may be more advantageous to consider redeeming your points for these alternatives if you are seeking to maximise the value of your TD Rewards Points.

How to redeem TD Rewards Points for gift cards

As a TD customer, you can redeem your TD Rewards Points through My TD Rewards. Here's a step-by-step guide on how to redeem them for gift cards:

Step 1: Log in to the TD website or mobile app

Access the TD website by visiting TDrewards.com and logging in to your account. Alternatively, you can use the TD mobile app and click on "My TD Rewards" in the menu to access all TD Rewards options.

Step 2: Navigate to the Gift Card section

Once you are logged in, click on the Redeem tab and then select "Gift Cards." Here, you will find a variety of gift cards to choose from, including those for dining, shopping, groceries, entertainment, and gas.

Step 3: Choose your desired gift card

Browse through the available gift cards and select the one you want to redeem your points for. Each gift card will have a specified number of points required for redemption.

Step 4: Proceed to checkout

After selecting your gift card, proceed to the checkout page. Here, you will be able to confirm your selection and complete the redemption process.

Step 5: Enjoy your gift card

Once your redemption is complete, you can start using your gift card for your desired purchases.

It's important to note that the redemption value for gift cards is typically lower compared to travel redemptions. Additionally, there are sometimes promotions and discounts that can increase the value of your points when redeeming for gift cards. Keep an eye out for these promotions to get the most out of your TD Rewards Points.

How to redeem TD Rewards Points for everyday purchases

TD Rewards Points can be redeemed in a number of ways for everyday purchases. The primary method is through the TD Rewards website or the TD app.

Redeeming TD Rewards Points for Everyday Purchases:

• Amazon.ca: You can redeem your points at Amazon.ca by enrolling your TD Credit Card in the Amazon.ca Shop with Points program. During checkout, you can then redeem your TD Reward Points for millions of eligible products, including Kindle Unlimited subscriptions.
• Starbucks: Link your TD Rewards Credit Card and Starbucks® Rewards account to redeem your TD Rewards Points for Starbucks Stars in My TD Rewards. These Stars can then be used for coffee, baked goods, and more at Starbucks.
• Gift Cards: Redeem your TD Rewards Points for a variety of gift cards that can be used for dining, shopping, groceries, entertainment, gas, and more.
• Cash Credits: Redeem your points for cash credits to pay down your TD Credit Card balance.
• Higher Education: You can redeem your TD Rewards Points for Higher Ed credits to help pay for higher education tuition.

Other Redemption Options:

In addition to the above, you can also redeem your TD Rewards Points for travel purchases, including flights, hotels, car rentals, and more. This can be done through Expedia For TD or Book Any Way travel purchases.

Frequently asked questions