Informing Capital One Of Your Travel Plans

Capital One cardholders no longer need to notify the company about their travel plans. This is due to improvements in fraud detection technology and the added security of EMV chips and contactless cards. However, cardholders should ensure that their contact information is up to date so that Capital One can notify them of any suspicious activity while they are away.

Capital One no longer requires a travel notification

If your card is ever blocked while you’re travelling, call the number on the back of your card and ask Capital One customer service to unblock your account. Once you confirm that the suspicious transactions are not fraudulent, they will remove the hold on your account and you will be able to make purchases on your card again.

Capital One credit cards are great for international use as they are accepted almost anywhere in the world. They do not charge a fee for using your credit card for foreign currency transactions.

Before you travel, it is recommended that you download the Capital One mobile app on your tablet or smart device. The mobile app will help you manage your account on the go, allowing you to do things like lock your cards and monitor your transactions. You can also customise certain transaction alert preferences to help you manage your account.

Make sure your contact information is up-to-date

When you're travelling, it's important to ensure that your contact information is up to date so that Capital One can reach you if there are any issues with your card. This is especially important if you plan to use your credit card while travelling, as any transactions made outside of your usual area may be flagged as suspicious activity. By providing Capital One with your up-to-date contact information, you can help ensure that you can be easily reached in case of any issues.

To update your contact information with Capital One, you can do so easily online. Log in to your account on their website and update your email and phone number. This way, if there are any issues with your card while you're travelling, Capital One can send you alerts and notifications about suspicious activity.

Additionally, consider downloading the Capital One mobile app on your tablet or smart device. The app allows you to manage your account on the go, lock your cards, monitor your transactions, and customise transaction alert preferences. With the app, you can also enable Mobile App Verification, which can help reduce the risk of fraud.

By keeping your contact information up to date, you can travel with peace of mind, knowing that Capital One can easily reach you if needed. This simple step can help ensure a smooth and stress-free travel experience, allowing you to focus on enjoying your trip without worrying about any potential issues with your credit card.

Capital One will notify you of any suspicious activity

Firstly, you can add your mobile phone number to your account to receive automatic alerts if Capital One detects any suspicious activity. Capital One will always use the same number to text you, so you know it's not a scam. If you don't recognise a charge, you can respond 'no' to the text, and Capital One will block your card to prevent further charges.

You can also set up instant purchase notifications in the Capital One Mobile app. This will send you an alert every time a transaction is approved on your card. You can choose to be notified by push notification, email, or SMS, and you can set a minimum dollar amount for notifications (choosing $0 is a good way to track all purchases).

Capital One also offers paperless statements, which can be accessed online. This helps to avoid the risk of paper statements getting lost or stolen in the mail.

Additionally, Eno, the Capital One assistant, is available to all customers for free. Eno monitors your transactions and will reach out if it spots something unusual, such as duplicate charges or an unusually large tip. Eno can be accessed through text messages, email alerts, mobile app alerts, and online.

If you suspect any suspicious activity on your account, you can contact Capital One's fraud protection line at 1-800-427-9428.

You can use your card abroad the same as at home

Capital One cardholders do not need to notify the company of their travel plans. Capital One's fraud detection capabilities are advanced enough to recognize suspicious activity and protect your account while you are travelling. Capital One will still notify you if they see anything unusual, so make sure your contact information is up to date.

Capital One issues Visa and Mastercard credit cards, which are accepted almost anywhere in the world. You can use your card abroad the same way you use it at home. However, there are a few things to keep in mind when travelling with a Capital One credit card.

Firstly, your card does not require a PIN to make purchases outside of the US. However, if a terminal prompts you to enter a PIN when travelling abroad, speak to the merchant. If you would like a Cash Advance PIN for emergencies while travelling, you can request one by logging into your account on the Capital One website.

Secondly, make sure your contact information is up to date before you go, and download the Capital One mobile app. The app will allow you to manage your account on the go, lock your cards, monitor your transactions, and customize transaction alert preferences.

Lastly, Capital One does not charge foreign transaction fees when making purchases outside the United States. If you make a transaction in a foreign currency, Capital One automatically converts it into a US dollar amount without charging any currency conversion fees.

Capital One does not charge foreign transaction fees

Capital One does not require you to notify them of your travel plans. Their fraud detection capabilities are advanced enough to recognize suspicious activity and protect your account while you are travelling. However, it is still a good idea to update your contact information before you go, so they can reach you if they notice any unusual activity.

In addition to not charging foreign transaction fees, Capital One also does not charge currency conversion fees. This means that if you make a transaction in a foreign currency, they will automatically convert it into a US dollar amount without charging any additional fees.

Capital One's travel credit cards also offer rewards and benefits specifically for travelling abroad. For example, the Venture from Capital One travel rewards credit card offers 2X miles on every purchase and even more miles for travel-related bookings. The Venture X card offers similar benefits, with an annual travel credit and complimentary lounge access.

Overall, Capital One's lack of foreign transaction fees and additional travel perks make their cards a great option for international travel.

Frequently asked questions