Travel Abroad: Now Or Later?

As of 2022, the outlook for international travel is more promising than ever during the Covid era, with consumer confidence rising as Covid vaccination rates increase and countries ease restrictions for American tourists. However, travel abroad is not yet risk-free, and Americans should take extra precautions to protect themselves financially.

The Centers for Disease Control and Prevention advises Americans to avoid international travel until they are fully inoculated against Covid-19. For those who are vaccinated, the CDC recommends visiting its website for a four-tier ranking system that provides guidance on the coronavirus risk in specific countries. As of June 2022, no countries were classified as Level 4, indicating a high incidence of Covid-19.

Over 100 countries currently allow US citizens to visit, although some restrictions apply. Many nations are easing their requirements for visitors, with most of the world's countries now open to travellers from the US. However, it is important to note that travel guidelines are constantly changing, and travellers should check their destination's official tourism website periodically before their trip. Purchasing travel insurance is also recommended to safeguard against financial losses in case of last-minute changes or cancellations.

What are the entry requirements for different countries?

When planning a trip abroad, it is essential to be aware of the specific entry requirements for your destination country. These requirements can vary significantly from country to country, and failing to meet them may result in denied boarding or entry. Here is a comprehensive guide to help you navigate the entry requirements for different countries:

• Passport validity: Ensure your passport is valid for at least six months beyond your intended travel period. Some countries may have specific requirements regarding the validity period, so check with your destination country.
• Visa requirements: Determine if you need a visa and, if so, what type. Countries have different rules regarding visa requirements, and these rules may depend on your passport, the purpose of your trip, and the length of your stay. Research the visa regulations for your destination country and apply for the appropriate visa well in advance, as obtaining a visa can often take weeks. Remember that having a visa does not guarantee entry and that you must still clear customs and immigration upon arrival.
• Transit visas: If you have a layover in another country during your journey, you may need a transit visa for that country.
• Health and vaccination requirements: Check for any health or vaccination requirements, such as an International Certificate of Vaccination, and obtain the necessary documents. Some countries may also require you to submit a negative COVID-19 test result or complete a health declaration form before departure.
• Travel insurance: Consider purchasing travel insurance, especially one that includes COVID-19 cover, to protect yourself from unexpected medical costs.
• Border entry forms: Some countries may require you to complete a border entry or customs declaration form before arrival.
• Travel authorizations: Certain countries, such as Canada, Australia, and the United States, have electronic travel authorization programs (eTA, ETA, and ESTA, respectively) that allow eligible travellers to obtain entry clearance before departure.
• Other documentation: Always carry the appropriate travel and identification documents, such as proof of return/onward travel tickets, hotel reservation confirmations, and proof of sufficient funds for your trip.

It is important to note that entry requirements can change, so be sure to check the latest information from official government sources or foreign representatives, such as embassies, high commissions, or consulates, for your destination country. Additionally, if you are transiting through multiple countries, ensure you meet the requirements for each one, including any connecting flights and return journeys.

What are the risks of travelling during the pandemic?

Travelling during the pandemic comes with a number of risks. Firstly, there is the risk of infection. Despite safety measures such as disinfecting planes and mandatory masking, flying during the pandemic can increase your risk of exposure to COVID-19 due to the number of people you come into close contact with in airports, on planes, and during other forms of transportation. This risk is heightened if you are immunocompromised or travelling with someone who is.

Secondly, the pandemic has caused disruptions to travel plans, with countries changing their border restrictions and quarantine requirements with little notice. This could result in unexpected costs, extended quarantines, or even being denied entry to your destination. Additionally, if you were to test positive for COVID-19 while travelling, you may be required to quarantine in that location, causing further disruptions and financial strain.

Furthermore, the pandemic has impacted the availability of certain services and experiences at your destination. For example, venues and events of interest to travellers may have restrictions or limited operating hours in place.

Finally, there is a financial risk associated with travelling during the pandemic. Travel insurance may not cover all COVID-19-related cancellations or disruptions, and basic policies typically do not cover cancellations due to COVID-19. Therefore, it is important to carefully review the conditions of your travel insurance policy before purchasing. Additionally, the cost of travel may be higher due to the need for flexible tickets or last-minute rebooking.

What are the best travel insurance options?

Travel insurance is a valuable asset to have when travelling, as it can reimburse you for lost luggage, missed flights, trip cancellations and emergency medical expenses. Here are some of the best travel insurance options:

• Travelex Insurance Services: Offers two main travel insurance plans, Travel Basic and Travel Select, as well as a U.S.-specific Travel America plan. Travelex also allows you to tailor your policy to meet your needs with optional add-ons.
• Allianz Travel Insurance: Provides a selection of 10 travel insurance plans for different traveller needs. You can purchase coverage for a specific trip, or an annual travel insurance plan if you travel often.
• HTH Travel Insurance: Offers a wide range of options that can fit different goals. You can buy medical-only coverage for single trips or multiple trips, standalone trip cancellation coverage, and more. HTH Travel Insurance's Group Option allows groups of five or more travellers to qualify for lower rates.
• AIG Travel Guard: Offers several types of travel insurance plans, including the Annual Travel Plan for all trips in a one-year span, the Pack N' Go Plan for last-minute trips and the single-trip plan, which comes in three levels: Essential, Preferred or Deluxe. All plans include family coverage.
• Nationwide Insurance: A household name in the insurance world, Nationwide Insurance offers a few different types of travel insurance: cruise insurance, annual trip insurance and single-trip insurance. The single-trip insurance is available in two plans: Essential and Prime. With higher limits and the ability to add a CFAR policy, the Prime Plan offers the most comprehensive coverage.
• Seven Corners: Offers travel insurance plans for U.S. residents, in addition to travel insurance with medical coverage for visitors travelling to the U.S., specialised plans for students and groups, and annual travel insurance plans.
• Generali Global Assistance: Offers three travel insurance plans that you can customise according to your needs: the Standard plan, the Preferred plan and the Premium plan. The Premium plan offers the most robust coverage, including for tours and cruises.
• Berkshire Hathaway Travel Protection: Lets you choose from a selection of travel insurance plans, and you can receive a free online quote in minutes. The company offers travel insurance specifically for flights and cruises, in addition to three tiers of coverage for single-trip vacations: ExactCare Value, ExactCare and ExactCare Extra. The company also offers specialised plans for flight insurance, adventure travel, road trips, cruise travel and more.

What are the best ways to travel safely?

While there is no way to completely eliminate the risk of COVID-19 transmission when travelling, there are several precautions you can take to ensure you are travelling as safely as possible.

Firstly, it is important to be aware of the travel advisories and restrictions in your home country and your destination. Some countries and states require a 14-day period of self-isolation after travel, regardless of symptoms. It is also important to be aware of any post-travel quarantine rules, such as those enforced by your employer.

If you are considering air travel, it is worth noting that data suggests only rare possible occurrences of in-flight transmission of COVID-19 when everyone follows the World Health Organization's guidelines. Most airlines now require passengers to wear face coverings, and many are trying to seat people with more space. Some airlines are also checking passengers' temperatures before boarding and will not allow anyone with a temperature above 100.4°F to fly. However, it is worth noting that this is far from foolproof, as asymptomatic people can still spread the virus.

If you are travelling by plane, remember to follow general safety precautions such as wearing a mask, maintaining a distance of at least six feet from others, and washing your hands frequently. It is also a good idea to carry hand sanitiser with you and to avoid touching your face. When it comes to choosing an airline, consider opting for one that enforces mask-wearing and social distancing. Some airlines are also keeping middle seats open to increase distance between passengers.

If you are travelling by car, it is generally safer to drive yourself rather than use public transportation, as this allows you to control who is in the car with you and what measures are used for disinfecting surfaces. If you do need to use public transportation, try to maintain as much distance from others as possible, and wear a mask.

When it comes to accommodation, choose hotels that take good care of their employees, as they are more likely to take good care of their guests, too. Look for hotels that provide their staff with personal protective equipment and paid sick leave, and have installed plexiglass at reception. It is also a good idea to check the hotel's website to see how they are responding to COVID-19 and what safety measures they have in place.

Finally, remember to be vigilant about your surroundings and personal belongings, especially in tourist spots, as these are high-risk targets for petty theft and scams. Keep your luggage and valuables in your sight at all times, and consider using a money belt or pouch to keep your passport and cash close to your body.

What are the best places to visit in 2024?

There are many places to visit in 2024, whether you're looking for a beach holiday, a city break, or an adventure. Here are some of the best places to consider:

• Paris, France: The city will host the Olympic and Paralympic Games in 2024, with events taking place at iconic locations across the city, including the River Seine and the Eiffel Tower. It will also be celebrating the 150th anniversary of the first Impressionist exhibition, with events taking place at the Musée d'Orsay and the newly reopened Notre-Dame Cathedral.
• New Zealand: A great way to explore New Zealand is by taking a train journey through the country, such as the Northern Explorer, Coastal Pacific and TranzAlpine trains offered by Great Journeys. This allows you to see a variety of landscapes, including volcanoes, vineyards and snow-capped peaks.
• Maui, Hawaii: Maui is a popular destination for visitors to Hawaii, offering a range of activities such as snorkelling, walking trails and natural attractions like Haleakala National Park. There are also opportunities to volunteer and support the local community, which was affected by wildfires in 2023.
• Dominica, Caribbean: Known as the Nature Island, Dominica offers rainforests, reefs and a boiling lake. A new cable car opening in 2024 will provide easy access to the lake, which currently requires a demanding hike. The island also offers eco-adventures such as hiking, waterfall rappelling and diving.
• Thessaloniki, Greece: Thessaloniki is Greece's second-largest city and offers a mix of Byzantine mosaics, clubs, cafes and bars. It is also known for its vibrant nightlife, with a variety of music venues and events.
• Granada, Caribbean: Grenada offers verdant terrain, bountiful farms and uncrowded white-sand beaches. There are also plenty of opportunities for snorkelling, fishing, diving and sailing, as well as tours of rum distilleries, chocolate companies and spice gardens.
• El Camino de Costa Rica: This 174-mile hiking trail connects the Caribbean and Pacific coasts of Costa Rica, offering a range of landscapes, from beaches to cloud forests. The trail passes through Indigenous areas and national parks, with opportunities to hire local guides and sample local coffee, chocolate and cuisine.
• Sumba Island, Indonesia: Sumba offers a more secluded alternative to the popular destination of Bali. It features remote villages, ancient rituals and world-class surf breaks. There are also several new luxury eco-resorts on the island, such as The Sanubari and Cap Karoso.
• Theth National Park, Albania: Located in the remote Accursed Mountains, Theth National Park offers serene landscapes, including wildflower-strewn valleys and grazing sheep. The area is becoming more accessible due to improved infrastructure, such as a new paved mountain road.
• Mérida, Mexico: Mérida is the capital of Yucatán state and showcases a blend of Mayan and colonial heritage. It offers historic sites, museums, art galleries and local vendors. There are also nearby beaches, fascinating Mayan ruins and underground water caves called cenotes.
• Lake Toba, Indonesia: Lake Toba is the world's largest crater lake, formed by a volcanic explosion around 74,000 years ago. It offers a peaceful setting with terraced rice paddies, churches and diving in the lake. The surrounding area of Sumatra is less popular than Bali and is free from crowds.

Frequently asked questions