12 Essential Things To Do Before Turning 40: A Guide For Women

As women approach their 40s, there comes a realization that life is moving at a rapid pace. We may have established careers, loving families, or even traveled the world yet we often ponder upon what we haven't accomplished. That's where the essential things to do before turning 40 come in. This guide is a must-read for every woman who's looking to be proactive, take charge of her life, and accomplish everything she's ever dreamt of before hitting the big 4-0. From establishing financial stability to developing a sense of independence, this guide covers everything you need to know to prepare yourself for the next chapter of your life.

Travel to a new country

As a woman approaching the age of 40, you may be starting to think about all the things you want to do before hitting that milestone birthday. One of the most exciting and life-changing experiences you can have is traveling to a new country. Whether you love adventure, culture, or just want a break from your everyday routine, traveling to a new place can be a life-changing and memorable experience.

Here are some things to keep in mind when planning your trip:

• Make a list of places you want to visit. Do some research on the countries or regions you are interested in and put together a list of the top places you want to go. Consider factors like culture, history, and activities that are offered.
• Consider your budget. Traveling to a new country can be expensive, so you’ll want to make sure you have a realistic budget to work with. Consider the cost of flights, accommodations, food, and activities when planning your trip.
• Choose a travel style that suits you. There are many different ways to travel, from backpacking to luxury packages. Choose a style that fits your interests, budget, and comfort level. You could even consider joining a group tour for added safety and companionship.
• Prepare for cultural differences. Traveling to a new country often means encountering different customs, language, and traditions. Do some research ahead of time to prepare yourself and show respect for the local customs. Learning a few key phrases in the local language can also help you feel more comfortable during your trip.
• Stay safe. Make sure to take necessary precautions to ensure your safety while traveling. Research the safe and unsafe areas of the country you plan to visit, and make sure you avoid any dangerous situations. Be aware of local laws and customs to avoid any unwanted attention or legal trouble.

Traveling to a new country can be an amazing experience that broadens your horizons and creates memories to last a lifetime. By following these tips and planning ahead, you can make your trip smooth, safe, and unforgettable. So what are you waiting for? Start planning your next adventure now!

Establish a retirement savings plan

As a woman approaching her 40s, it's essential to start thinking about your retirement savings plan. Retirement planning can seem like a daunting task, but it's something that should not be overlooked. Here are a few steps to consider as you establish your retirement savings plan:

Start by setting a retirement goal

The first step in establishing a retirement savings plan is to set a retirement goal. How much money do you want to have saved for retirement? Once you have a goal, you can work backwards to determine how much you need to save each year to reach that goal.

Consider your retirement income sources

The majority of your retirement income will come from Social Security, pensions, and your retirement savings. However, it's important to consider other sources of income, such as rental income, investment income, and part-time work. All these sources can supplement your retirement savings and provide a more comfortable retirement.

Choose a retirement savings plan

Evaluate the different retirement savings plans available, such as a 401(k), an IRA, or a Roth IRA. Find out how much you can contribute to each plan per year and the tax implications of each plan. You may also want to consider working with a financial advisor to make sure you choose the right plan for your needs.

Evaluate your expenses

To know how much you need to save each year, you must have a handle on your expenses. This includes both your current expenses and those you anticipate in retirement. Once you have this information, you can determine whether you need to make any adjustments to your spending habits.

Maximize your contributions

Once you've chosen your retirement savings plan, contribute as much as possible to it. Consider taking advantage of employer matching contributions, if available. The more you save, the more you'll have for retirement.

In conclusion, establishing a retirement savings plan is an essential step for women approaching their 40s. Setting a retirement goal, evaluating your income, and choosing the right retirement savings plan are all key steps in this process. By maximizing your contributions and evaluating your expenses, you can create a plan that will set you up for a comfortable retirement. Remember, the earlier you start, the better your retirement savings will be.

Learn a new skill or hobby

As a woman, there are many things to do before turning 40 that can help you grow and feel fulfilled in life. For many, learning a new skill or hobby is one of the top things on their list.

There are countless skills and hobbies that a woman can learn, based on her interests and passions. Here are a few ideas:

• Learn a new language: Whether you plan to travel abroad or simply want to challenge your brain, learning a new language can be a rewarding experience. There are many language learning apps and courses available that can make the process accessible and fun.
• Take a cooking class: If you love food, taking a cooking class can be a great way to enhance your culinary skills and impress your friends and family. You can learn to cook different cuisines, master cooking techniques, and experiment with new recipes.
• Master a musical instrument: Music has the power to soothe the soul and improve your overall well-being. Learning to play a musical instrument can be a great way to express yourself creatively and connect with others through music.
• Take up photography: Photography is a great way to capture memories, explore your creativity, and improve your visual communication skills. Whether you use a smartphone or a professional camera, there are endless opportunities to take stunning photos.
• Try a new sport or fitness activity: Staying active is important for your overall health and can also be a fun way to learn a new skill. Try a new sport like tennis or yoga, or take up hiking or dance classes.
• Learn a new craft: From knitting to painting, there are many different crafts that you can learn and practice. These skills can provide a sense of relaxation, creativity, and accomplishment.

Whatever skill or hobby you choose, the process of learning something new can be incredibly rewarding and enriching. Not only will it keep you engaged and motivated, but it can also help you grow as an individual and contribute to your well-being. So, start exploring your interests and passions, and discover what new skill or hobby you want to take on before you turn 40.

Buy a property (if financially feasible)

As women, there are plenty of things that we hope to achieve before we hit the age of 40. Whether it’s pursuing a particular career or traveling the world, we all have our goals and aspirations. One key item that should be added to the list of things to do before 40 for women is buying a property, if financially feasible.

When you own a property, you are investing in your future, and there are several benefits to doing so before you hit the age of 40. For starters, owning a property gives you a sense of stability, as you have a place to call your own. You can create a home that suits your needs and preferences, and you won’t have to worry about moving around from one rental property to another.

Buying a property before you turn 40 also allows you to take advantage of the power of compounding. The longer you own a property, the more equity you will build. Over time, you can use that equity to purchase additional investment properties or make upgrades to your existing home. Furthermore, owning a property can serve as a source of passive income. You can rent out a portion of your property and earn rental income, which is an excellent way to boost your cash flow.

Of course, buying a property can be a big financial commitment, so it’s essential to make sure that you are financially equipped to do so. Before making a purchase, consider your current income, credit score, and savings. Make sure you have enough funds to cover the down payment, closing costs, and other associated expenses.

It can be tempting to rush into a property purchase, especially if you feel like you’re running out of time to achieve your goals before you hit 40. However, it’s important to take your time and do your research. Look for properties that are within your budget, in a good neighborhood, and meet your needs and wants. It’s also a good idea to work with a real estate agent who can help guide you through the process.

In conclusion, buying a property before the age of 40 can be an excellent decision for women who are financially prepared to do so. The benefits of owning a property include stability, the power of compounding, and the potential for passive income. So, if you’re looking for something to add to your list of things to do before you hit 40, consider making a property purchase and investing in your future.

Take a solo trip

As women approach the age of 40, they may start to feel like they need to accomplish certain things before hitting the big milestone. One thing that should definitely be on every woman's to-do list before the age of 40 is taking a solo trip. Here are some reasons why this is such an important experience for women:

• Rediscover Yourself - Taking a solo trip allows women to rediscover themselves and their interests. When travelling with others, we tend to cater to their needs, making compromises on what we really want to do. But when travelling alone, women can indulge in their favorite activities, unearth their talents and interests without any inhibitions.
• Gain Confidence - Solo travel can be a huge confidence booster. Being in a foreign country, navigating through unknown streets, trying new things, all contribute to a woman's self-assurance. The sense of independence that comes from traveling alone can also help to foster a sense of empowerment and confidence in everyday life.
• Learn New Skills - When travelling solo, women are often forced out of their comfort zones, thus learning new skills that might be useful in life. From learning conversational phrases in a foreign language to figuring out how to read a map, travelling alone can teach many essential life skills.
• Meet New People - Contrary to popular belief, solo travel does not mean being alone all the time. In fact, it is an excellent opportunity for women to meet new people from different cultures, backgrounds and walks of life. This helps them to expand their horizons, form new relationships, and learn from the experiences of others.
• Clear the Mind - Taking a solo trip allows women to escape from the stress of everyday routines and gives them the chance to clear their minds and focus on their real goals. Whether it is through visiting museums, basking in the sun, or even practicing some yoga, solo travel can help women to recharge and rejuvenate their minds and bodies.

In conclusion, taking a solo trip before 40 is a must-do for every woman. It gives women the chance to rediscover themselves, gain confidence, learn new skills, meet new people, and clear their minds. More importantly, it is an opportunity to witness the world’s beauty and witness the gap between cultures and beliefs, laying paths of empathy, love and compassion. So, let go of the fear and step out of the comfort zone to explore the world that is waiting to be explored.

Focus on mental and physical health

Turning 40 can feel like a significant milestone to women. It's a time to reflect on the past and take stock of what we have achieved so far. As we reach this age, it's important to prioritize our mental and physical health to ensure we are ready to tackle the years ahead. Here are some things to consider doing before turning 40.

• Establish a healthy exercise routine - Regular physical activity is essential for overall health and wellbeing. As women approach 40, it becomes more important to establish a workout routine that they can stick to. This could be anything from taking regular walks to joining a gym or trying a new fitness class that they enjoy.
• Learn to manage stress - Chronic stress can have a significant impact on our health, both physical and emotional. As we hit 40, we may find ourselves juggling multiple commitments such as work, family, and personal responsibilities. Learning to manage stress through relaxation techniques, therapy, or other methods can be crucial to maintaining good mental health.
• Prioritize sleep - Sleep is essential for our bodies to recharge and recover. Many women in their 20s and 30s may have sacrificed sleep to meet deadlines or socialize. However, as we hit 40, it becomes more challenging to maintain a busy lifestyle without adequate sleep. Establishing good sleeping habits before 40 will benefit us in the long run.
• Attend routine medical check-ups - Preventive healthcare is necessary for identifying potential health issues before they develop into more severe problems. Women should attend yearly check-ups with their general practitioner, gynecologist, and other specialists to ensure optimal health.
• Build a support network - Life can feel overwhelming at times, and having a support network is crucial for navigating difficult situations. As women hit 40, they may benefit from building a circle of supportive friends, family, or colleagues who can help them through challenging times.
• Pursue personal development - Women in their 40s may feel a sense of restlessness or desire to pursue new interests or hobbies. This is an excellent time to pursue personal development by taking up a new sport, pursuing additional education, or trying new things that help them grow as individuals.

In conclusion, turning 40 is an opportunity to focus on mental and physical health. By establishing a healthy exercise routine, learning to manage stress, prioritizing sleep, attending medical check-ups, building a support network, and pursuing personal development, women can make the most of this milestone age and set themselves up for a happy and fulfilling future.

Build a strong support network

As women approach their 40s, life can seem to get more complicated. There are often demands from work, family responsibilities, and relationships, among other things. It is a time when you're ready to reassess your life and figure out what goals you still want to achieve in the next several years. One of the most essential things that you can do for yourself at this stage is to build a strong support network. Here are some tips to help you achieve this goal:

Work on your friendships:

Friendship is an essential pillar of a strong support network. It's essential to nurture your friendships and build them over time. Make an effort to connect more meaningfully with your friends and engage with them in activities that you both enjoy. Perhaps you can plan regular get-togethers, have weekend brunches or go on trips together.

Join social groups:

Being part of a community can help you build up support networks. Joining social groups or clubs can be an excellent way to meet new people and engage with those that share your interests. Think about a cause or interest that you feel passionate about, whether it is joining a yoga class, volunteering for a charity, or even a book club.

Start with therapy:

There is no shame in seeking therapy. Exploring feelings of anxiety, depression, or general overwhelm can help you navigate challenging situations. It can help you identify patterns of behavior and provide ways to cope better. A therapist can also help you connect with others who are experiencing similar challenges and help establish new connections.

Build meaningful relationships:

Spend time connecting with people who push you towards growth and are invested in your well-being. Seek out individuals that are positive, uplifting, and can provide useful and constructive feedback. Try to surround yourself with people that inspire you and those that share the same values or vision as you.

Cultivate a relationship with yourself:

Building a strong support network involves acknowledging yourself as well. It's essential to be intentional about self-care and cultivating a meaningful relationship with yourself. By taking care of yourself, you build your resilience and set the foundation for healthy relationships. Self-care can involve many things, such as meditating, journaling, or treating yourself to a spa day.

In conclusion, establishing a robust support network is vital, especially as you approach your 40s. Whether it's via friends, clubs, or therapy, the importance of this network cannot be overstated. Building support can provide a buffer and a source of resilience against life's challenges, making it easier to navigate through any changes that come your way. By building a strong support network, you can continue to learn, grow, and thrive even through some of life's hardest moments.

Volunteer for a cause you care about

Volunteering is a great way to give back to your community and to help others. It can also be a fulfilling experience that helps to boost your personal growth and development. As women approach the age of 40, it is important to evaluate the impact they have made within their community and to consider ways in which they can give back. One of the best ways to do this is by volunteering for a cause that you are passionate about. This article will explore the benefits of volunteering and how you can get involved in a cause you care about.

Benefits of volunteering

Volunteering provides a range of benefits for both volunteers and the community. Firstly, it can help to improve your mental health by reducing stress and anxiety levels. Volunteering also provides a sense of purpose in life, which can positively impact your overall well-being. Additionally, volunteering can help to build new skills and develop existing ones. This, in turn, can help to boost your career prospects and provide opportunities for personal growth.

Furthermore, volunteering plays an essential role in providing vital services to the community. Many organizations rely on volunteers to assist with tasks such as fundraising, outreach, and support services. Without volunteers, many organizations would not be able to operate, and the community at large would suffer.

How to get involved in a cause you care about

There are many ways to get involved in a cause you care about. The first step is to identify what charities or organizations align with your values. Once you have identified a charity or cause that resonates with you, research their volunteer opportunities. Many organizations have opportunities for people of all ages and abilities.

One easy way to start volunteering is to donate your time at a local soup kitchen or pantry. These organizations are always in need of volunteers to help distribute food to those in need. Another way to volunteer is to participate in charity walks or runs. These events provide an opportunity to raise money and awareness for a specific cause while also getting some exercise.

If you have a particular skill or talent, you can volunteer your time to teach others. For example, if you are a proficient writer, you can volunteer to help with grant writing for a charity. If you are an artist, you can volunteer to teach children art classes.

Volunteering is a wonderful way to make a positive impact on society while also improving your personal well-being. As women approach the age of 40, it is important to evaluate the impact they have made within their community. Volunteering for a cause you care about can provide a sense of purpose, boost your career prospects, and help build new skills. There are many ways to get involved in a cause you care about, so take the time to find an organization that aligns with your values and donate your time today!

Establish a healthy work-life balance

As women approach their 40s, many of them are juggling multiple roles: career, family, social commitments, and personal interests. With so much to do and so little time, it can be challenging to establish a healthy work-life balance. However, it is essential to prioritize self-care and find ways to manage time more effectively so that you can thrive both personally and professionally.

Here are some tips on how to establish a healthy work-life balance before turning 40:

• Set clear boundaries: It's important to define your work hours and stick to them. Avoid checking emails or taking work-related calls during your time off. Establishing clear boundaries between work and personal life can help you be more present and relaxed when you're not working.
• Prioritize self-care: Taking care of yourself should be a top priority. Make sure you are getting enough sleep, eating a balanced diet, and engaging in physical activity regularly. Self-care also includes setting aside time for things you enjoy doing, like reading a book, taking a yoga class, or spending time with friends.
• Invest in time management tools: There are many excellent tools and technologies available to help you manage your time more effectively. Use a calendar app, scheduling software, or productivity tools to manage your to-do lists and stay on top of deadlines.
• Learn to say no: As you approach your 40s, it's important to learn to say no to things that don't align with your values or bring you joy. Saying no can be challenging, but it's essential to avoid taking on too much and feeling overwhelmed.
• Communicate your needs: Communicate your needs to your family, friends, and colleagues. Let people know what you need to be happy and productive, whether it's undisturbed work time or a weekly date night with your partner.

In conclusion, establishing a healthy work-life balance is crucial for women before they turn 40. It requires setting clear boundaries, prioritizing self-care, investing in time management tools, learning to say no, and communicating your needs. By doing these things, you can achieve greater harmony in your life and thrive both personally and professionally.

Learn to say no to toxic relationships

As women approach the age of 40, it’s a time of reflection and a chance to evaluate our lives. We may start to feel like we haven’t achieved certain goals or that we’re stuck in a rut. One important thing that women should focus on before they hit 40 is learning to say no to toxic relationships.

Toxic relationships can take many forms, including friendships, family members, and romantic partners. These relationships can be emotionally draining and can have a negative impact on our mental health. When we’re in a toxic relationship, we may feel like we can’t be ourselves, we may experience constant criticism and judgement, and we may feel like we’re being taken advantage of.

Learning to say no to toxic relationships means setting boundaries and prioritizing our own well-being. It’s about recognizing when a relationship is unhealthy and having the courage to walk away. This can be a difficult process, but it’s important to remember that we deserve to be treated with respect and kindness.

The first step in learning to say no to toxic relationships is recognizing the signs. Do you feel drained after spending time with a certain person? Do they constantly criticize you or make you feel small? Do they only reach out to you when they need something from you? These are all signs that a relationship may be toxic.

Once you’ve recognized the signs, it’s time to set boundaries. This can be as simple as saying no to invitations to spend time with the person or limiting the amount of contact you have with them. It can also mean being honest and telling the person that their behavior is hurtful and unacceptable.

It’s important to remember that setting boundaries can be uncomfortable, but it’s necessary for our own well-being. We may worry that the person will be angry or that we’ll be judged for ending the relationship, but ultimately, it’s about prioritizing our own needs.

Learning to say no to toxic relationships is a process, and it may take time to fully extricate ourselves from these relationships. It’s important to seek out supportive friends and family members who can provide encouragement and validation.

In conclusion, as women approach the age of 40, it’s important to focus on our mental and emotional well-being. Learning to say no to toxic relationships is a key aspect of this. By setting boundaries and prioritizing our own needs, we can create a healthier and happier life for ourselves.

Create a self-care routine

As women, taking care of ourselves should be a top priority at any age. However, once we hit our 30s and see 40 on the horizon, it becomes even more important to create a self-care routine that can carry us through the rest of our lives. Here are some things to consider when creating your self-care routine before 40:

• Develop a skincare routine: Investing in good quality skincare products and establishing a daily skincare routine can make a significant difference in the health and appearance of your skin. This should include cleansing, toning, moisturizing, and sunscreen application. Also, pay attention to your skin's specific concerns and adjust your routine accordingly.
• Make sleep a priority: Getting quality sleep is crucial for optimal physical and mental health. Establish a regular sleep schedule and create a relaxing bedtime routine to ensure you're getting enough rest each night.
• Exercise regularly: Exercise is essential for maintaining physical health and reducing stress. Find a form of exercise you enjoy, whether it be yoga, running, or dancing. Aim for at least 30 minutes of exercise five times a week.
• Meditate or practice mindfulness: Quietening the mind can help reduce stress and improve overall well-being. Make time for daily meditation or mindfulness practices. You can join classes or apps, or practice at home.
• Eat a balanced diet: A healthy diet can help prevent chronic illnesses while promoting healthy skin, hair, and nails. Aim for a diet that includes lean protein, fruits, vegetables, whole grains, and healthy fats.
• Stay hydrated: Drinking plenty of water can help keep your skin looking healthy, prevent dehydration, and boost energy levels. Aim for at least eight glasses of water a day.
• Establish healthy boundaries: Learning to say no and setting healthy boundaries is essential for protecting your emotional and mental well-being.

In short, creating a self-care routine before 40 requires a little planning and commitment, but it is achievable and rewarding. The key is to keep in mind that the goal is to care for all aspects of yourself, including physical, emotional, and mental health. Remember to be kind to yourself, it's okay to slow down, take a break, and treat yourself. It's all part of the process.

Pursue a passion project or entrepreneurial endeavor

As women approach their 40s, they often experience a sense of urgency to accomplish certain goals. Pursuing a passion project or entrepreneurial endeavor can be an excellent way for women to achieve these goals and feel fulfilled. Here are some tips on how to pursue a passion project or start a business before 40.

Identify your passion

The first step in pursuing a passion project is to identify what you are passionate about. Think about the things you enjoy doing and the activities that make you feel fulfilled. It could be anything from writing or painting to volunteering or starting a business.

Set achievable goals

Once you have identified your passion, set achievable goals for yourself. This will help you stay on track and measure your progress. Start by setting short-term goals that you can accomplish in a few months, and then gradually work your way up to longer-term goals.

Do your research

Before starting a business or pursuing a passion project, do your research. Gather as much information as you can about your chosen field, including market trends, potential competition, and resources that are available to you. This will help you make informed decisions and increase your chances of success.

Network and build relationships

Networking is essential when it comes to pursuing a passion project or starting a business. Join groups and attend events related to your field to meet like-minded individuals and build relationships. This can lead to valuable partnerships, mentorships, and collaborations.

Seek professional guidance

If you are unsure of how to proceed with your passion project or business idea, there is nothing wrong with seeking professional guidance. Enroll in courses or workshops, attend conferences, and seek advice from experts in your field. They can provide you with valuable insights and help you avoid common pitfalls.

In conclusion, pursuing a passion project or entrepreneurial endeavor before 40 can be an excellent way for women to achieve their goals and feel fulfilled. By identifying your passion, setting achievable goals, doing your research, networking and building relationships, and seeking professional guidance, you can increase your chances of success and make your dreams a reality.

Frequently asked questions